Lenders
Whilst not all lenders were involved in the mis selling of car finance not all lenders have made public if they are affected as well, this list is as of the time the lenders who have publically acknowledged that they are affected but if you think you were missold and the lender isn’t below then feel free to contact us as you may still have a claim.
Lloyds Banking Group
Blackhorse
Through its subsidiary, Black Horse Finance, Lloyds has set aside £450 million to address potential compensation claims.
SANTANDER UK
The bank has allocated £295 million for possible costs related to the mis-selling case.
FIRSTRAND BANK
MOTONOVO
Associated with MotoNovo Finance, FirstRand is appealing a court ruling concerning undisclosed commissions.
CLOSE BROTHERS
The firm is also appealing the judgment and has paused new car finance lending during the review.
BARCLAYS
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WHAT WE COVER
We specialise in reclaiming funds from car finance agreements that may include:
HIDDEN CHARGES
At PCP Mis-Sold Ltd, we believe in absolute transparency. Our strict fee structure means you’ll never encounter hidden charges—what you see is exactly what you pay.
EXCESSIVE INTEREST RATES
If your dealer imposed an unfair finance rate, you’ve overpaid—and we’re here to put that right. We’ll investigate any excessive interest you were charged and work to recover every penny you’re owed.
Mis-sold agreements
Our streamlined process ensures that our clients can reclaim their money quickly and hassle-free.
WE’ll BE IN TOUCH
Once we receive your form, our team will review your details and get in touch with you as soon as possible. During this conversation, we’ll:
- Confirm your information
- Answer any initial questions you may have
- Discuss how we’ll proceed with your claim
LEAVE THE REST TO US
After the initial consultation, we take care of everything for you. Here’s what we do:
Document Review: We’ll analyse your car finance agreement and supporting documents to identify hidden charges, excessive interest, or mis-sold terms.
Case Preparation: Our team compiles all necessary evidence to build a strong case.
Negotiation and Reclaim: We handle all communications with lenders or financial institutions to recover your money.
REGULAR UPDATES
We believe in keeping you informed. Throughout the process, we’ll provide regular updates on the progress of your claim, so you’re never left in the dark.
GET PAID
Once your claim is successful, you’ll receive your reclaimed funds directly. It’s that simple!
CLAIMS PROCESS
CLAIMS PROCESS
SUBMIT YOUR DETAILS
Start by completing our quick and easy contact form. We’ll ask for some basic information, including:
- Your name
- Contact details
- A brief description of your car finance agreement
This step only takes a few minutes, and it’s the first step toward reclaiming your money. We will conduct a credit check based on your provided details as part of our process.
WE’ll BE IN TOUCH
Once we receive your form, our team will review your details and get in touch with you as soon as possible. During this conversation, we’ll:
- Confirm your information
- Answer any initial questions you may have
- Discuss how we’ll proceed with your claim
LEAVE THE REST TO US
After the initial consultation, we take care of everything for you. Here’s what we do:
Document Review: We’ll analyse your car finance agreement and supporting documents to identify hidden charges, excessive interest, or mis-sold terms.
Case Preparation: Our team compiles all necessary evidence to build a strong case.
Negotiation and Reclaim: We handle all communications with lenders or financial institutions to recover your money.
REGULAR UPDATES
We believe in keeping you informed. Throughout the process, we’ll provide regular updates on the progress of your claim, so you’re never left in the dark.
GET PAID
Once your claim is successful, you’ll receive your reclaimed funds directly which is your payment minus the fees. It’s that simple! Please read our FAQs to learn more about our fees.
NEED TO TALK TO US?
Get in touch or register your interest to keep up-to-date with the latest news and developments in mis-sold agreements.